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Post by account_disabled on Feb 20, 2024 7:30:09 GMT
Yegor has several financial goals and different time frames to achieve them: buying a new laptop, renovating his parents' apartment and saving for his pension. He creates a spreadsheet for budget planning. Here Yegor recorded all his income from salary from his main job, quarterly bonuses, interest on savings and a small part-time job: on weekends, Yegor sometimes provided advice to start-up entrepreneurs. Here Yegor counts his expenses: rent, installment USA Phone Number List payments, mobile communication and Internet fees, charitable donations, etc. Yegor calculated how much money he would need to save to buy a new phone in the next few months and start repairs within six months. He is not averse to bold long-term planning because it is the only way to positively impact his future. For this purpose, Yegor makes pension savings. He studies all the nuances of the credit system and monitors applications and changes in situations at different banks. But for our hero, credit funds are a tool to increase income, not to accelerate needed purchases. Yegor invested the loan money in himself: he learned English and took business courses to make his consulting better and more useful, thus starting to bring in more money. Yegor did not keep all his money in one place. and opened an investment account. In addition, Yegor insured his property and health. Our heroes know that unexpected expenses.
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